Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,134,000 | 121,628,000 | 120,968,000 | 126,677,000 |
| Total loans | 68,311,000 | 71,608,000 | 76,298,000 | 76,346,000 |
| Allowance for loan losses | 675,000 | 677,000 | 681,000 | 677,000 |
| Securities available for sale | 26,098,000 | 25,776,000 | 25,287,000 | 26,342,000 |
| Securities held to maturity | 13,292,000 | 13,144,000 | 11,034,000 | 9,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,137,000 | 109,604,000 | 102,351,000 | 106,835,000 |
| Interest-bearing deposits | 89,481,000 | 85,441,000 | 79,351,000 | 82,439,000 |
| Noninterest-bearing deposits | 25,656,000 | 24,163,000 | 23,000,000 | 24,396,000 |
| Equity capital | 11,577,000 | 11,527,000 | 11,145,000 | 12,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,617,000 | 3,973,000 | 5,534,000 |
| Interest expense | 391,000 | 841,000 | 1,320,000 | 1,944,000 |
| Net interest income | 879,000 | 1,776,000 | 2,653,000 | 3,590,000 |
| Noninterest income | 112,000 | 221,000 | 341,000 | 458,000 |
| Noninterest expense | 881,000 | 1,630,000 | 2,411,000 | 3,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 391,000 | 618,000 | 824,000 |
| Income tax | 9,000 | 24,000 | 37,000 | 48,000 |
| Net income | 117,000 | 367,000 | 581,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,357,000 | 13,515,000 | 13,638,000 | 13,799,000 |
| Total capital | 14,032,000 | 14,192,000 | 14,319,000 | 14,476,000 |
| Risk-weighted assets | 79,215,000 | 80,643,000 | 84,059,000 | 82,152,000 |