Call reports 2022
COMMUNITY BANK — 2022
What COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,712,000 | 123,151,000 | 126,219,000 | 122,907,000 |
| Total loans | 61,945,000 | 64,779,000 | 68,879,000 | 72,709,000 |
| Allowance for loan losses | 665,000 | 666,000 | 668,000 | 674,000 |
| Securities available for sale | 19,375,000 | 22,549,000 | 26,437,000 | 26,785,000 |
| Securities held to maturity | 3,860,000 | 6,593,000 | 13,289,000 | 13,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,928,000 | 111,212,000 | 115,081,000 | 111,409,000 |
| Interest-bearing deposits | 79,073,000 | 84,481,000 | 87,571,000 | 85,161,000 |
| Noninterest-bearing deposits | 29,855,000 | 26,731,000 | 27,510,000 | 26,248,000 |
| Equity capital | 12,281,000 | 11,683,000 | 10,889,000 | 11,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,866,000 | 2,994,000 | 4,184,000 |
| Interest expense | 101,000 | 210,000 | 336,000 | 629,000 |
| Net interest income | 806,000 | 1,656,000 | 2,658,000 | 3,555,000 |
| Noninterest income | 92,000 | 197,000 | 313,000 | 439,000 |
| Noninterest expense | 820,000 | 1,596,000 | 2,369,000 | 3,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 70,000 | 234,000 | 583,000 | 623,000 |
| Income tax | 5,000 | 15,000 | 35,000 | 31,000 |
| Net income | 65,000 | 219,000 | 548,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,915,000 | 13,032,000 | 13,212,000 | 13,266,000 |
| Total capital | 13,580,000 | 13,698,000 | 13,880,000 | 13,940,000 |
| Risk-weighted assets | 67,274,000 | 75,637,000 | 78,091,000 | 81,915,000 |