Call reports 2021
COMMUNITY BANK — 2021
What COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 110,724,000 | 110,483,000 | 108,420,000 | 115,479,000 |
| Total loans | 65,261,000 | 67,567,000 | 66,515,000 | 66,573,000 |
| Allowance for loan losses | 748,000 | 748,000 | 710,000 | 662,000 |
| Securities available for sale | 5,367,000 | 12,602,000 | 14,565,000 | 15,366,000 |
| Securities held to maturity | 5,475,000 | 3,317,000 | 3,575,000 | 3,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,673,000 | 93,238,000 | 90,870,000 | 100,856,000 |
| Interest-bearing deposits | 70,024,000 | 70,464,000 | 68,385,000 | 75,001,000 |
| Noninterest-bearing deposits | 23,649,000 | 22,774,000 | 22,485,000 | 25,855,000 |
| Equity capital | 12,969,000 | 13,153,000 | 13,457,000 | 13,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 2,037,000 | 3,286,000 | 4,546,000 |
| Interest expense | 135,000 | 270,000 | 399,000 | 656,000 |
| Net interest income | 838,000 | 1,767,000 | 2,887,000 | 3,890,000 |
| Noninterest income | 92,000 | 193,000 | 301,000 | 404,000 |
| Noninterest expense | 780,000 | 1,527,000 | 2,295,000 | 3,436,000 |
| Provision for loan losses | -10,000 | -10,000 | -50,000 | -100,000 |
| Pretax income | 180,000 | 464,000 | 975,000 | 1,000,000 |
| Income tax | 11,000 | 26,000 | 53,000 | 57,000 |
| Net income | 169,000 | 438,000 | 922,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,384,000 | 12,597,000 | 12,976,000 | 12,842,000 |
| Total capital | 13,132,000 | 13,345,000 | 13,686,000 | 13,504,000 |
| Risk-weighted assets | 65,555,000 | 66,749,000 | 67,096,000 | 70,565,000 |