Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,228,000 | 97,808,000 | 95,275,000 | 101,120,000 |
| Total loans | 66,280,000 | 69,425,000 | 69,958,000 | 67,190,000 |
| Allowance for loan losses | 750,000 | 756,000 | 772,000 | 752,000 |
| Securities available for sale | 2,504,000 | 2,508,000 | 2,279,000 | 1,763,000 |
| Securities held to maturity | 4,806,000 | 5,911,000 | 5,681,000 | 5,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,596,000 | 80,976,000 | 78,294,000 | 84,043,000 |
| Interest-bearing deposits | 64,227,000 | 61,241,000 | 59,376,000 | 62,838,000 |
| Noninterest-bearing deposits | 15,369,000 | 19,735,000 | 18,918,000 | 21,205,000 |
| Equity capital | 12,545,000 | 12,746,000 | 12,919,000 | 13,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,038,000 | 3,136,000 | 4,127,000 |
| Interest expense | 191,000 | 356,000 | 504,000 | 654,000 |
| Net interest income | 841,000 | 1,682,000 | 2,632,000 | 3,473,000 |
| Noninterest income | 106,000 | 190,000 | 290,000 | 381,000 |
| Noninterest expense | 783,000 | 1,506,000 | 2,243,000 | 3,103,000 |
| Provision for loan losses | 35,000 | 35,000 | 45,000 | 25,000 |
| Pretax income | 108,000 | 314,000 | 621,000 | 719,000 |
| Income tax | -2,000 | 10,000 | 26,000 | 33,000 |
| Net income | 110,000 | 304,000 | 595,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,675,000 | 11,914,000 | 12,134,000 | 12,270,000 |
| Total capital | 12,425,000 | 12,670,000 | 12,906,000 | 13,022,000 |
| Risk-weighted assets | 72,674,000 | 75,451,000 | 74,387,000 | 71,228,000 |