Call reports 2018
COMMUNITY BANK — 2018
What COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,214,000 | 91,288,000 | 88,462,000 | 91,080,000 |
| Total loans | 66,464,000 | 65,035,000 | 67,464,000 | 67,238,000 |
| Allowance for loan losses | 789,000 | 786,000 | 805,000 | 822,000 |
| Securities available for sale | 7,550,000 | 7,538,000 | 7,488,000 | 7,645,000 |
| Securities held to maturity | 6,047,000 | 5,718,000 | 5,631,000 | 5,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,995,000 | 73,840,000 | 70,615,000 | 73,418,000 |
| Interest-bearing deposits | 59,435,000 | 57,865,000 | 54,747,000 | 56,735,000 |
| Noninterest-bearing deposits | 16,560,000 | 15,975,000 | 15,868,000 | 16,683,000 |
| Equity capital | 11,942,000 | 12,160,000 | 12,228,000 | 12,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,943,000 | 2,939,000 | 3,977,000 |
| Interest expense | 129,000 | 272,000 | 417,000 | 600,000 |
| Net interest income | 833,000 | 1,671,000 | 2,522,000 | 3,377,000 |
| Noninterest income | 112,000 | 248,000 | 362,000 | 466,000 |
| Noninterest expense | 762,000 | 1,520,000 | 2,269,000 | 3,155,000 |
| Provision for loan losses | -55,000 | -235,000 | -220,000 | -255,000 |
| Pretax income | 238,000 | 634,000 | 835,000 | 943,000 |
| Income tax | 14,000 | 35,000 | 47,000 | 54,000 |
| Net income | 224,000 | 599,000 | 788,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,880,000 | 11,151,000 | 11,308,000 | 11,379,000 |
| Total capital | 11,669,000 | 11,937,000 | 12,113,000 | 12,201,000 |
| Risk-weighted assets | 74,150,000 | 71,086,000 | 71,366,000 | 71,170,000 |