Call reports 2017
COMMUNITY BANK — 2017
What COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,514,000 | 90,580,000 | 91,061,000 | 93,581,000 |
| Total loans | 63,020,000 | 65,164,000 | 68,115,000 | 68,875,000 |
| Allowance for loan losses | 558,000 | 714,000 | 790,000 | 837,000 |
| Securities available for sale | 6,536,000 | 9,538,000 | 7,698,000 | 7,646,000 |
| Securities held to maturity | 6,641,000 | 6,320,000 | 6,239,000 | 6,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,475,000 | 73,577,000 | 70,076,000 | 76,558,000 |
| Interest-bearing deposits | 58,737,000 | 58,902,000 | 56,237,000 | 59,798,000 |
| Noninterest-bearing deposits | 15,738,000 | 14,675,000 | 13,839,000 | 16,760,000 |
| Equity capital | 11,820,000 | 11,790,000 | 11,962,000 | 11,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,784,000 | 2,741,000 | 3,739,000 |
| Interest expense | 110,000 | 222,000 | 345,000 | 475,000 |
| Net interest income | 753,000 | 1,562,000 | 2,396,000 | 3,264,000 |
| Noninterest income | 101,000 | 205,000 | 321,000 | 414,000 |
| Noninterest expense | 726,000 | 1,391,000 | 2,081,000 | 2,888,000 |
| Provision for loan losses | 25,000 | 190,000 | 260,000 | 370,000 |
| Pretax income | 103,000 | 186,000 | 376,000 | 420,000 |
| Income tax | 7,000 | 13,000 | 25,000 | 29,000 |
| Net income | 96,000 | 173,000 | 351,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,483,000 | 10,454,000 | 10,677,000 | 10,611,000 |
| Total capital | 11,041,000 | 11,168,000 | 11,467,000 | 11,448,000 |
| Risk-weighted assets | 71,457,000 | 72,846,000 | 73,841,000 | 74,604,000 |