Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,456,000 | 84,947,000 | 85,860,000 | 91,421,000 |
| Total loans | 62,271,000 | 62,710,000 | 65,742,000 | 65,556,000 |
| Allowance for loan losses | 531,000 | 539,000 | 524,000 | 527,000 |
| Securities available for sale | 8,595,000 | 7,146,000 | 3,131,000 | 3,031,000 |
| Securities held to maturity | 7,225,000 | 6,909,000 | 6,827,000 | 6,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,027,000 | 72,198,000 | 68,999,000 | 74,514,000 |
| Interest-bearing deposits | 59,723,000 | 58,032,000 | 54,970,000 | 57,589,000 |
| Noninterest-bearing deposits | 14,304,000 | 14,166,000 | 14,029,000 | 16,925,000 |
| Equity capital | 11,296,000 | 11,681,000 | 11,655,000 | 11,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,791,000 | 2,722,000 | 3,658,000 |
| Interest expense | 81,000 | 162,000 | 247,000 | 358,000 |
| Net interest income | 797,000 | 1,629,000 | 2,475,000 | 3,300,000 |
| Noninterest income | 105,000 | 211,000 | 330,000 | 435,000 |
| Noninterest expense | 705,000 | 1,335,000 | 2,023,000 | 2,781,000 |
| Provision for loan losses | 230,000 | 205,000 | 180,000 | 195,000 |
| Pretax income | -36,000 | 301,000 | 604,000 | 761,000 |
| Income tax | 13,000 | 21,000 | 35,000 | 45,000 |
| Net income | -49,000 | 280,000 | 569,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,743,000 | 10,117,000 | 10,150,000 | 10,342,000 |
| Total capital | 10,274,000 | 10,656,000 | 10,674,000 | 10,869,000 |
| Risk-weighted assets | 69,007,000 | 67,811,000 | 69,963,000 | 70,803,000 |