Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,589,000 | 91,067,000 | 95,575,000 | 88,595,000 |
| Total loans | 54,809,000 | 59,230,000 | 63,755,000 | 63,383,000 |
| Allowance for loan losses | 828,000 | 831,000 | 803,000 | 523,000 |
| Securities available for sale | 18,548,000 | 16,344,000 | 15,685,000 | 9,434,000 |
| Securities held to maturity | 7,819,000 | 7,485,000 | 7,409,000 | 7,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,278,000 | 77,115,000 | 73,808,000 | 76,632,000 |
| Interest-bearing deposits | 76,037,000 | 64,102,000 | 60,694,000 | 61,621,000 |
| Noninterest-bearing deposits | 15,241,000 | 13,013,000 | 13,114,000 | 15,011,000 |
| Equity capital | 11,101,000 | 10,972,000 | 11,555,000 | 11,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,650,000 | 2,560,000 | 3,441,000 |
| Interest expense | 96,000 | 188,000 | 278,000 | 364,000 |
| Net interest income | 708,000 | 1,462,000 | 2,282,000 | 3,077,000 |
| Noninterest income | 108,000 | 214,000 | 331,000 | 434,000 |
| Noninterest expense | 710,000 | 1,340,000 | 2,034,000 | 2,773,000 |
| Provision for loan losses | 0 | 0 | -35,000 | 115,000 |
| Pretax income | 105,000 | 336,000 | 614,000 | 566,000 |
| Income tax | 7,000 | 18,000 | 38,000 | 37,000 |
| Net income | 98,000 | 318,000 | 576,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,481,000 | 9,746,000 | 10,050,000 | 9,747,000 |
| Total capital | 10,280,000 | 10,574,000 | 10,853,000 | 10,270,000 |
| Risk-weighted assets | 63,969,000 | 66,274,000 | 69,563,000 | 68,321,000 |