Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,835,000 | 97,093,000 | 99,690,000 | 96,293,000 |
| Total loans | 47,977,000 | 49,613,000 | 53,176,000 | 55,108,000 |
| Allowance for loan losses | 868,000 | 669,000 | 796,000 | 824,000 |
| Securities available for sale | 25,706,000 | 30,219,000 | 29,832,000 | 21,798,000 |
| Securities held to maturity | 8,246,000 | 8,070,000 | 7,999,000 | 7,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,251,000 | 86,468,000 | 87,737,000 | 85,381,000 |
| Interest-bearing deposits | 77,659,000 | 70,561,000 | 72,638,000 | 68,890,000 |
| Noninterest-bearing deposits | 16,592,000 | 15,907,000 | 15,099,000 | 16,491,000 |
| Equity capital | 9,368,000 | 10,051,000 | 10,347,000 | 10,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,676,000 | 2,534,000 | 3,432,000 |
| Interest expense | 107,000 | 211,000 | 317,000 | 422,000 |
| Net interest income | 720,000 | 1,465,000 | 2,217,000 | 3,010,000 |
| Noninterest income | 105,000 | 208,000 | 324,000 | 416,000 |
| Noninterest expense | 674,000 | 1,324,000 | 1,908,000 | 2,646,000 |
| Provision for loan losses | 70,000 | 200,000 | 315,000 | 385,000 |
| Pretax income | 81,000 | 149,000 | 318,000 | 385,000 |
| Income tax | 6,000 | 9,000 | 17,000 | 21,000 |
| Net income | 75,000 | 140,000 | 301,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,233,000 | 9,300,000 | 9,464,000 | 9,331,000 |
| Total capital | 9,998,000 | 9,969,000 | 10,253,000 | 10,109,000 |
| Risk-weighted assets | 61,095,000 | 60,096,000 | 63,143,000 | 62,224,000 |