Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,594,000 | 93,867,000 | 96,309,000 | 94,131,000 |
| Total loans | 42,448,000 | 45,910,000 | 49,748,000 | 50,187,000 |
| Allowance for loan losses | 773,000 | 811,000 | 831,000 | 810,000 |
| Securities available for sale | 35,338,000 | 31,838,000 | 25,204,000 | 24,567,000 |
| Securities held to maturity | 8,668,000 | 8,495,000 | 8,423,000 | 8,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,208,000 | 82,858,000 | 87,023,000 | 85,453,000 |
| Interest-bearing deposits | 72,802,000 | 68,262,000 | 72,369,000 | 69,084,000 |
| Noninterest-bearing deposits | 14,406,000 | 14,596,000 | 14,654,000 | 16,369,000 |
| Equity capital | 11,153,000 | 9,304,000 | 9,091,000 | 8,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,673,000 | 2,553,000 | 3,432,000 |
| Interest expense | 126,000 | 256,000 | 375,000 | 490,000 |
| Net interest income | 683,000 | 1,417,000 | 2,178,000 | 2,942,000 |
| Noninterest income | 92,000 | 202,000 | 312,000 | 417,000 |
| Noninterest expense | 652,000 | 1,260,000 | 1,854,000 | 2,543,000 |
| Provision for loan losses | 15,000 | 40,000 | 55,000 | 25,000 |
| Pretax income | 108,000 | 313,000 | 552,000 | 762,000 |
| Income tax | 6,000 | 21,000 | 28,000 | 42,000 |
| Net income | 102,000 | 292,000 | 524,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,827,000 | 8,920,000 | 9,155,000 | 9,154,000 |
| Total capital | 9,509,000 | 9,611,000 | 9,889,000 | 9,891,000 |
| Risk-weighted assets | 54,468,000 | 55,177,000 | 58,624,000 | 58,918,000 |