Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,599,000 | 93,662,000 | 95,292,000 | 97,591,000 |
| Total loans | 39,182,000 | 41,211,000 | 42,586,000 | 45,315,000 |
| Allowance for loan losses | 632,000 | 643,000 | 739,000 | 755,000 |
| Securities available for sale | 34,954,000 | 35,823,000 | 26,740,000 | 33,550,000 |
| Securities held to maturity | 4,571,000 | 5,851,000 | 8,844,000 | 8,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,347,000 | 82,186,000 | 83,688,000 | 81,629,000 |
| Interest-bearing deposits | 67,765,000 | 67,556,000 | 69,569,000 | 66,633,000 |
| Noninterest-bearing deposits | 15,582,000 | 14,630,000 | 14,119,000 | 14,995,000 |
| Equity capital | 10,979,000 | 11,215,000 | 11,364,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,672,000 | 2,508,000 | 3,364,000 |
| Interest expense | 142,000 | 282,000 | 416,000 | 550,000 |
| Net interest income | 696,000 | 1,390,000 | 2,092,000 | 2,814,000 |
| Noninterest income | 100,000 | 202,000 | 315,000 | 418,000 |
| Noninterest expense | 589,000 | 1,174,000 | 1,737,000 | 2,460,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 207,000 | 418,000 | 580,000 | 682,000 |
| Income tax | 10,000 | 21,000 | 30,000 | 29,000 |
| Net income | 197,000 | 397,000 | 550,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,481,000 | 8,610,000 | 8,690,000 | 8,722,000 |
| Total capital | 9,113,000 | 9,253,000 | 9,363,000 | 9,416,000 |
| Risk-weighted assets | 51,848,000 | 52,451,000 | 53,812,000 | 55,430,000 |