Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,901,000 | 86,305,000 | 89,279,000 | 98,211,000 |
| Total loans | 39,255,000 | 40,173,000 | 41,714,000 | 41,128,000 |
| Allowance for loan losses | 657,000 | 737,000 | 797,000 | 631,000 |
| Securities available for sale | 27,479,000 | 32,627,000 | 31,704,000 | 33,086,000 |
| Securities held to maturity | 3,771,000 | 3,771,000 | 3,771,000 | 4,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,654,000 | 75,559,000 | 78,416,000 | 87,034,000 |
| Interest-bearing deposits | 60,288,000 | 62,501,000 | 65,948,000 | 67,798,000 |
| Noninterest-bearing deposits | 13,366,000 | 13,058,000 | 12,468,000 | 19,236,000 |
| Equity capital | 9,987,000 | 10,470,000 | 10,609,000 | 10,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,693,000 | 2,596,000 | 3,487,000 |
| Interest expense | 168,000 | 333,000 | 495,000 | 657,000 |
| Net interest income | 660,000 | 1,360,000 | 2,101,000 | 2,830,000 |
| Noninterest income | 103,000 | 205,000 | 314,000 | 415,000 |
| Noninterest expense | 562,000 | 1,105,000 | 1,677,000 | 2,271,000 |
| Provision for loan losses | 0 | 25,000 | 60,000 | 20,000 |
| Pretax income | 201,000 | 435,000 | 678,000 | 954,000 |
| Income tax | 8,000 | 23,000 | 37,000 | 43,000 |
| Net income | 193,000 | 412,000 | 641,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,780,000 | 8,002,000 | 8,084,000 | 8,356,000 |
| Total capital | 8,388,000 | 8,635,000 | 8,738,000 | 8,987,000 |
| Risk-weighted assets | 48,581,000 | 50,565,000 | 52,143,000 | 52,803,000 |