Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,964,000 | 75,973,000 | 76,269,000 | 85,297,000 |
| Total loans | 36,410,000 | 38,915,000 | 40,342,000 | 41,891,000 |
| Allowance for loan losses | 632,000 | 664,000 | 673,000 | 666,000 |
| Securities available for sale | 25,378,000 | 26,999,000 | 23,847,000 | 20,790,000 |
| Securities held to maturity | 0 | 0 | 3,771,000 | 3,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,282,000 | 65,739,000 | 65,840,000 | 75,225,000 |
| Interest-bearing deposits | 54,745,000 | 55,626,000 | 54,637,000 | 60,251,000 |
| Noninterest-bearing deposits | 9,537,000 | 10,113,000 | 11,203,000 | 14,974,000 |
| Equity capital | 9,432,000 | 9,973,000 | 10,167,000 | 9,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,676,000 | 2,540,000 | 3,389,000 |
| Interest expense | 200,000 | 397,000 | 582,000 | 762,000 |
| Net interest income | 633,000 | 1,279,000 | 1,958,000 | 2,627,000 |
| Noninterest income | 96,000 | 193,000 | 321,000 | 426,000 |
| Noninterest expense | 555,000 | 1,045,000 | 1,543,000 | 2,151,000 |
| Provision for loan losses | 0 | 30,000 | 70,000 | 70,000 |
| Pretax income | 174,000 | 397,000 | 666,000 | 832,000 |
| Income tax | 9,000 | 22,000 | 35,000 | 43,000 |
| Net income | 165,000 | 375,000 | 631,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,400,000 | 7,613,000 | 7,573,000 | 7,734,000 |
| Total capital | 7,970,000 | 8,217,000 | 8,171,000 | 8,376,000 |
| Risk-weighted assets | 45,516,000 | 48,243,000 | 47,787,000 | 51,367,000 |