Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,513,000 | 70,094,000 | 74,889,000 | 74,644,000 |
| Total loans | 36,310,000 | 37,376,000 | 37,333,000 | 38,402,000 |
| Allowance for loan losses | 639,000 | 634,000 | 572,000 | 612,000 |
| Securities available for sale | 18,744,000 | 23,451,000 | 28,431,000 | 26,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,346,000 | 60,906,000 | 60,037,000 | 65,393,000 |
| Interest-bearing deposits | 47,727,000 | 52,002,000 | 50,650,000 | 53,522,000 |
| Noninterest-bearing deposits | 8,619,000 | 8,904,000 | 9,387,000 | 11,871,000 |
| Equity capital | 8,879,000 | 8,883,000 | 9,264,000 | 8,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,689,000 | 2,602,000 | 3,490,000 |
| Interest expense | 247,000 | 489,000 | 730,000 | 959,000 |
| Net interest income | 594,000 | 1,200,000 | 1,872,000 | 2,531,000 |
| Noninterest income | 92,000 | 194,000 | 305,000 | 408,000 |
| Noninterest expense | 508,000 | 1,031,000 | 1,589,000 | 2,195,000 |
| Provision for loan losses | 0 | 55,000 | 15,000 | 55,000 |
| Pretax income | 178,000 | 308,000 | 573,000 | 689,000 |
| Income tax | 9,000 | 18,000 | 26,000 | 34,000 |
| Net income | 169,000 | 290,000 | 547,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,988,000 | 7,112,000 | 7,121,000 | 7,233,000 |
| Total capital | 7,539,000 | 7,681,000 | 7,691,000 | 7,817,000 |
| Risk-weighted assets | 43,981,000 | 45,435,000 | 45,613,000 | 46,704,000 |