Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,412,000 | 64,324,000 | 62,421,000 | 68,793,000 |
| Total loans | 40,230,000 | 37,907,000 | 35,959,000 | 37,726,000 |
| Allowance for loan losses | 684,000 | 696,000 | 653,000 | 634,000 |
| Securities available for sale | 7,498,000 | 13,675,000 | 14,091,000 | 20,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,476,000 | 55,432,000 | 53,546,000 | 59,662,000 |
| Interest-bearing deposits | 45,201,000 | 46,455,000 | 44,860,000 | 48,776,000 |
| Noninterest-bearing deposits | 8,275,000 | 8,977,000 | 8,686,000 | 10,886,000 |
| Equity capital | 8,632,000 | 8,616,000 | 8,576,000 | 8,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,766,000 | 2,615,000 | 3,474,000 |
| Interest expense | 336,000 | 651,000 | 945,000 | 1,226,000 |
| Net interest income | 558,000 | 1,115,000 | 1,670,000 | 2,248,000 |
| Noninterest income | 102,000 | 203,000 | 267,000 | 379,000 |
| Noninterest expense | 495,000 | 958,000 | 1,480,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -50,000 |
| Pretax income | 165,000 | 360,000 | 507,000 | 660,000 |
| Income tax | 6,000 | 12,000 | 27,000 | 31,000 |
| Net income | 159,000 | 348,000 | 480,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,586,000 | 6,779,000 | 6,664,000 | 6,816,000 |
| Total capital | 7,143,000 | 7,317,000 | 7,190,000 | 7,376,000 |
| Risk-weighted assets | 44,423,000 | 42,903,000 | 41,974,000 | 44,722,000 |