Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,376,000 | 58,805,000 | 59,545,000 | 64,113,000 |
| Total loans | 38,780,000 | 40,406,000 | 42,627,000 | 43,965,000 |
| Allowance for loan losses | 630,000 | 604,000 | 670,000 | 680,000 |
| Securities available for sale | 9,713,000 | 10,435,000 | 9,408,000 | 7,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,901,000 | 50,215,000 | 48,980,000 | 55,398,000 |
| Interest-bearing deposits | 41,744,000 | 42,761,000 | 41,563,000 | 46,389,000 |
| Noninterest-bearing deposits | 8,157,000 | 7,454,000 | 7,417,000 | 9,009,000 |
| Equity capital | 8,170,000 | 8,291,000 | 8,408,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,755,000 | 2,651,000 | 3,602,000 |
| Interest expense | 349,000 | 724,000 | 1,097,000 | 1,465,000 |
| Net interest income | 508,000 | 1,031,000 | 1,554,000 | 2,137,000 |
| Noninterest income | 89,000 | 182,000 | 285,000 | 385,000 |
| Noninterest expense | 472,000 | 916,000 | 1,442,000 | 1,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 125,000 | 297,000 | 405,000 | 548,000 |
| Income tax | 0 | 4,000 | 9,000 | 14,000 |
| Net income | 125,000 | 293,000 | 396,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,257,000 | 6,428,000 | 6,534,000 | 6,425,000 |
| Total capital | 6,794,000 | 6,977,000 | 7,108,000 | 7,023,000 |
| Risk-weighted assets | 42,900,000 | 43,901,000 | 45,851,000 | 47,786,000 |