Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,773,000 | 57,981,000 | 55,970,000 | 63,397,000 |
| Total loans | 38,700,000 | 39,276,000 | 40,221,000 | 40,805,000 |
| Allowance for loan losses | 890,000 | 789,000 | 729,000 | 719,000 |
| Securities available for sale | 9,757,000 | 11,030,000 | 8,272,000 | 8,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,627,000 | 49,759,000 | 47,475,000 | 55,085,000 |
| Interest-bearing deposits | 41,616,000 | 42,440,000 | 40,400,000 | 46,936,000 |
| Noninterest-bearing deposits | 7,011,000 | 7,319,000 | 7,075,000 | 8,149,000 |
| Equity capital | 7,922,000 | 8,006,000 | 8,227,000 | 8,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,641,000 | 2,463,000 | 3,336,000 |
| Interest expense | 294,000 | 624,000 | 964,000 | 1,326,000 |
| Net interest income | 513,000 | 1,017,000 | 1,499,000 | 2,010,000 |
| Noninterest income | 58,000 | 130,000 | 252,000 | 338,000 |
| Noninterest expense | 472,000 | 914,000 | 1,412,000 | 1,931,000 |
| Provision for loan losses | 9,000 | -22,000 | -52,000 | -52,000 |
| Pretax income | 90,000 | 257,000 | 372,000 | 450,000 |
| Income tax | 3,000 | 5,000 | 4,000 | 5,000 |
| Net income | 87,000 | 252,000 | 368,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,012,000 | 6,180,000 | 6,299,000 | 6,129,000 |
| Total capital | 6,541,000 | 6,710,000 | 6,835,000 | 6,691,000 |
| Risk-weighted assets | 41,995,000 | 42,164,000 | 42,714,000 | 44,811,000 |