Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,101,000 | 53,388,000 | 56,175,000 | 60,209,000 |
| Total loans | 29,794,000 | 32,778,000 | 35,398,000 | 35,451,000 |
| Allowance for loan losses | 454,000 | 488,000 | 556,000 | 508,000 |
| Securities available for sale | 17,763,000 | 13,096,000 | 12,963,000 | 15,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,996,000 | 45,492,000 | 47,126,000 | 52,201,000 |
| Interest-bearing deposits | 40,035,000 | 40,723,000 | 41,382,000 | 46,039,000 |
| Noninterest-bearing deposits | 4,961,000 | 4,769,000 | 5,744,000 | 6,162,000 |
| Equity capital | 7,225,000 | 7,549,000 | 7,825,000 | 7,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,627,000 | 2,468,000 | 3,316,000 |
| Interest expense | 347,000 | 698,000 | 1,024,000 | 1,336,000 |
| Net interest income | 449,000 | 929,000 | 1,444,000 | 1,980,000 |
| Noninterest income | 58,000 | 137,000 | 226,000 | 313,000 |
| Noninterest expense | 382,000 | 793,000 | 1,217,000 | 1,753,000 |
| Provision for loan losses | 0 | 40,000 | 99,000 | 139,000 |
| Pretax income | 125,000 | 223,000 | 344,000 | 390,000 |
| Income tax | 2,000 | 2,000 | 8,000 | 6,000 |
| Net income | 123,000 | 221,000 | 336,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,046,000 | 5,151,000 | 5,269,000 | 5,171,000 |
| Total capital | 5,488,000 | 5,627,000 | 5,778,000 | 5,679,000 |
| Risk-weighted assets | 35,374,000 | 38,097,000 | 40,634,000 | 41,581,000 |