Call reports 2017
UNITED BANK, INC. — 2017
What UNITED BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 6,181,425,000 | 6,132,527,000 | 6,313,647,000 |
| Total loans | 4,993,353,000 | 4,957,162,000 | 4,887,429,000 |
| Allowance for loan losses | 48,837,000 | 49,395,000 | 51,350,000 |
| Securities available for sale | 364,618,000 | 385,953,000 | 381,658,000 |
| Securities held to maturity | 25,648,000 | 15,697,000 | 15,630,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,971,916,000 | 4,890,622,000 | 4,949,434,000 |
| Interest-bearing deposits | 3,566,229,000 | 3,573,476,000 | 3,572,013,000 |
| Noninterest-bearing deposits | 1,405,687,000 | 1,317,146,000 | 1,377,421,000 |
| Equity capital | 696,080,000 | 706,815,000 | 715,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 51,024,000 | 102,275,000 | 154,378,000 |
| Interest expense | 4,473,000 | 9,557,000 | 15,471,000 |
| Net interest income | 46,551,000 | 92,718,000 | 138,907,000 |
| Noninterest income | 11,948,000 | 23,447,000 | 35,241,000 |
| Noninterest expense | 30,160,000 | 58,841,000 | 88,946,000 |
| Provision for loan losses | 5,604,000 | 12,257,000 | 19,889,000 |
| Pretax income | 22,691,000 | 44,996,000 | 65,718,000 |
| Income tax | 7,772,000 | 15,411,000 | 22,337,000 |
| Net income | 14,919,000 | 29,585,000 | 43,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 640,711,000 | 650,637,000 | 659,697,000 |
| Total capital | 690,086,000 | 700,371,000 | 711,442,000 |
| Risk-weighted assets | 5,223,665,000 | 5,188,316,000 | 5,097,716,000 |