Call reports 2011
UNITED BANK, INC. — 2011
What UNITED BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,469,686,000 | 3,478,037,000 | 3,643,863,000 | 3,625,405,000 |
| Total loans | 2,682,051,000 | 2,722,318,000 | 2,741,356,000 | 2,734,232,000 |
| Allowance for loan losses | 35,883,000 | 35,920,000 | 35,909,000 | 35,981,000 |
| Securities available for sale | 295,424,000 | 287,267,000 | 315,181,000 | 260,370,000 |
| Securities held to maturity | 49,992,000 | 49,720,000 | 48,873,000 | 48,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,961,880,000 | 2,924,816,000 | 3,013,132,000 | 3,023,847,000 |
| Interest-bearing deposits | 2,242,193,000 | 2,215,894,000 | 2,308,932,000 | 2,309,742,000 |
| Noninterest-bearing deposits | 719,687,000 | 708,922,000 | 704,200,000 | 714,105,000 |
| Equity capital | 287,201,000 | 289,888,000 | 293,475,000 | 285,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 37,626,000 | 74,668,000 | 112,117,000 | 148,245,000 |
| Interest expense | 5,305,000 | 10,342,000 | 15,354,000 | 20,046,000 |
| Net interest income | 32,321,000 | 64,326,000 | 96,763,000 | 128,199,000 |
| Noninterest income | 10,508,000 | 21,947,000 | 32,928,000 | 43,711,000 |
| Noninterest expense | 23,209,000 | 44,816,000 | 67,059,000 | 90,182,000 |
| Provision for loan losses | 1,655,000 | 3,656,000 | 4,651,000 | 5,917,000 |
| Pretax income | 17,817,000 | 35,273,000 | 51,764,000 | 67,598,000 |
| Income tax | 5,612,000 | 11,111,000 | 16,306,000 | 21,293,000 |
| Net income | 12,205,000 | 24,162,000 | 35,458,000 | 46,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 341,461,000 | 343,421,000 | 345,715,000 | 347,561,000 |
| Total capital | 375,969,000 | 378,578,000 | 381,016,000 | 382,789,000 |
| Risk-weighted assets | 2,758,044,000 | 2,811,315,000 | 2,822,282,000 | 2,816,325,000 |