Call reports 2010
UNITED BANK, INC. — 2010
What UNITED BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,832,963,000 | 3,713,994,000 | 3,734,545,000 | 3,465,028,000 |
| Total loans | 2,838,062,000 | 2,753,933,000 | 2,689,192,000 | 2,670,564,000 |
| Allowance for loan losses | 35,756,000 | 35,986,000 | 35,721,000 | 36,889,000 |
| Securities available for sale | 369,877,000 | 330,992,000 | 298,906,000 | 294,920,000 |
| Securities held to maturity | 54,581,000 | 52,589,000 | 51,569,000 | 51,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,993,275,000 | 2,910,337,000 | 2,897,742,000 | 2,979,203,000 |
| Interest-bearing deposits | 2,475,950,000 | 2,365,163,000 | 2,345,331,000 | 2,403,423,000 |
| Noninterest-bearing deposits | 517,325,000 | 545,174,000 | 552,411,000 | 575,780,000 |
| Equity capital | 272,756,000 | 275,699,000 | 280,372,000 | 283,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 42,327,000 | 83,617,000 | 123,692,000 | 162,479,000 |
| Interest expense | 11,349,000 | 22,045,000 | 32,167,000 | 40,859,000 |
| Net interest income | 30,978,000 | 61,572,000 | 91,525,000 | 121,620,000 |
| Noninterest income | 10,280,000 | 21,030,000 | 32,211,000 | 42,953,000 |
| Noninterest expense | 22,765,000 | 45,755,000 | 68,113,000 | 92,055,000 |
| Provision for loan losses | 3,653,000 | 6,710,000 | 8,321,000 | 11,882,000 |
| Pretax income | 14,898,000 | 30,247,000 | 47,301,000 | 58,149,000 |
| Income tax | 4,693,000 | 9,528,000 | 14,625,000 | 18,042,000 |
| Net income | 10,205,000 | 20,719,000 | 32,676,000 | 40,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 330,855,000 | 332,369,000 | 336,326,000 | 337,257,000 |
| Total capital | 367,439,000 | 367,789,000 | 371,086,000 | 371,786,000 |
| Risk-weighted assets | 2,926,348,000 | 2,831,784,000 | 2,778,790,000 | 2,758,885,000 |