Call report 2004Q4
UNITED BANK, INC. — 2004Q4
The 22 measures UNITED BANK, INC. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,772,888,000 | USD | evidence → |
| Total loans | 2,663,597,000 | USD | evidence → |
| Allowance for loan losses | 26,954,000 | USD | evidence → |
| Securities available for sale | 601,560,000 | USD | evidence → |
| Securities held to maturity | 125,326,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,348,531,000 | USD | evidence → |
| Interest-bearing deposits | 1,932,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 416,128,000 | USD | evidence → |
| Equity capital | 262,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 177,633,000 | USD | evidence → |
| Interest expense | 62,946,000 | USD | evidence → |
| Net interest income | 114,687,000 | USD | evidence → |
| Noninterest income | 39,233,000 | USD | evidence → |
| Noninterest expense | 82,662,000 | USD | evidence → |
| Provision for loan losses | 4,420,000 | USD | evidence → |
| Pretax income | 67,206,000 | USD | evidence → |
| Income tax | 18,307,000 | USD | evidence → |
| Net income | 48,899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 289,519,000 | USD | evidence → |
| Total capital | 320,060,000 | USD | evidence → |
| Risk-weighted assets | 2,815,217,000 | USD | evidence → |