Call reports 2001
UNITED BANK, INC. — 2001
What UNITED BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,356,449,000 | 3,472,025,000 | 3,462,529,000 | 3,579,760,000 |
| Total loans | 2,380,035,000 | 2,402,410,000 | 2,422,276,000 | 2,419,818,000 |
| Allowance for loan losses | 27,623,000 | 27,612,000 | 28,936,000 | 29,138,000 |
| Securities available for sale | 551,740,000 | 680,569,000 | 692,215,000 | 619,763,000 |
| Securities held to maturity | 171,838,000 | 168,354,000 | 167,342,000 | 165,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,293,672,000 | 2,303,251,000 | 2,301,622,000 | 2,353,858,000 |
| Interest-bearing deposits | 2,005,974,000 | 2,017,282,000 | 1,983,447,000 | 1,941,927,000 |
| Noninterest-bearing deposits | 287,698,000 | 285,969,000 | 318,175,000 | 411,931,000 |
| Equity capital | 285,581,000 | 277,523,000 | 291,028,000 | 243,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 63,189,000 | 126,841,000 | 190,032,000 | 248,292,000 |
| Interest expense | 33,148,000 | 64,999,000 | 95,905,000 | 122,818,000 |
| Net interest income | 30,041,000 | 61,842,000 | 94,127,000 | 125,474,000 |
| Noninterest income | 7,932,000 | 14,298,000 | 21,751,000 | 29,939,000 |
| Noninterest expense | 15,952,000 | 31,558,000 | 47,744,000 | 64,699,000 |
| Provision for loan losses | 2,499,000 | 4,642,000 | 8,788,000 | 12,833,000 |
| Pretax income | 19,522,000 | 39,138,000 | 58,083,000 | 76,748,000 |
| Income tax | 6,345,000 | 12,818,000 | 18,975,000 | 25,043,000 |
| Net income | 13,177,000 | 26,320,000 | 39,108,000 | 51,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,732,000 | 264,239,000 | 269,294,000 | 266,272,000 |
| Total capital | 296,355,000 | 291,851,000 | 298,230,000 | 295,410,000 |
| Risk-weighted assets | 2,669,290,000 | 2,685,241,000 | 2,617,532,000 | 2,647,161,000 |