Call reports 2001
BANK OF HELENVILLE, THE — 2001
What BANK OF HELENVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 8,620,000 | 8,691,000 | 8,900,000 |
| Total loans | 4,222,000 | 4,627,000 | 4,298,000 |
| Allowance for loan losses | 37,000 | 0 | 0 |
| Securities available for sale | 2,291,000 | 1,685,000 | 2,546,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 7,480,000 | 7,628,000 | 7,791,000 |
| Interest-bearing deposits | 6,434,000 | 6,497,000 | 6,750,000 |
| Noninterest-bearing deposits | 1,046,000 | 1,131,000 | 1,041,000 |
| Equity capital | 1,040,000 | 1,002,000 | 1,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 141,000 | 261,000 | 402,000 |
| Interest expense | 68,000 | 135,000 | 242,000 |
| Net interest income | 73,000 | 126,000 | 160,000 |
| Noninterest income | 6,000 | 10,000 | 16,000 |
| Noninterest expense | 58,000 | 117,000 | 149,000 |
| Provision for loan losses | 1,000 | 59,000 | 37,000 |
| Pretax income | 20,000 | -40,000 | -10,000 |
| Income tax | 5,000 | 0 | 7,000 |
| Net income | 15,000 | -40,000 | -17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 1,011,000 | 956,000 | 969,000 |
| Total capital | 1,048,000 | 956,000 | 969,000 |
| Risk-weighted assets | 5,561,000 | 4,354,000 | 3,663,000 |