Call reports 2026
EXCHANGE STATE BANK — 2026
What EXCHANGE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 104,767,000 | 105,044,000 |
| Total loans | 67,830,000 | 68,761,000 |
| Allowance for loan losses | 870,000 | 900,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 16,625,000 | 15,199,000 |
| Trading assets | 0 | 0 |
| Total deposits | 88,619,000 | 88,131,000 |
| Interest-bearing deposits | 77,443,000 | 79,475,000 |
| Noninterest-bearing deposits | 11,176,000 | 8,656,000 |
| Equity capital | 11,843,000 | 12,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,489,000 | 3,024,000 |
| Interest expense | 406,000 | 812,000 |
| Net interest income | 1,083,000 | 2,212,000 |
| Noninterest income | 50,000 | 109,000 |
| Noninterest expense | 595,000 | 1,187,000 |
| Provision for loan losses | 32,000 | 62,000 |
| Pretax income | 514,000 | 1,080,000 |
| Income tax | 116,000 | 247,000 |
| Net income | 398,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,843,000 | 12,228,000 |