Call report 2025Q4
EXCHANGE STATE BANK — 2025Q4
The 22 measures EXCHANGE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,019,000 | USD | evidence → |
| Total loans | 66,095,000 | USD | evidence → |
| Allowance for loan losses | 838,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 19,456,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,253,000 | USD | evidence → |
| Interest-bearing deposits | 76,082,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,171,000 | USD | evidence → |
| Equity capital | 11,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,561,000 | USD | evidence → |
| Interest expense | 1,782,000 | USD | evidence → |
| Net interest income | 3,779,000 | USD | evidence → |
| Noninterest income | 200,000 | USD | evidence → |
| Noninterest expense | 2,261,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,670,000 | USD | evidence → |
| Income tax | 379,000 | USD | evidence → |
| Net income | 1,291,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,495,000 | USD | evidence → |