Call reports 2022
EXCHANGE STATE BANK — 2022
What EXCHANGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 94,296,000 | 92,158,000 | 91,176,000 | 91,516,000 |
| Total loans | 44,416,000 | 45,033,000 | 45,141,000 | 45,833,000 |
| Allowance for loan losses | 599,000 | 605,000 | 629,000 | 653,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,250,000 | 24,192,000 | 24,450,000 | 24,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,591,000 | 78,964,000 | 76,992,000 | 78,369,000 |
| Interest-bearing deposits | 66,936,000 | 66,394,000 | 64,597,000 | 64,226,000 |
| Noninterest-bearing deposits | 14,655,000 | 12,570,000 | 12,395,000 | 14,144,000 |
| Equity capital | 8,557,000 | 8,662,000 | 8,765,000 | 8,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,402,000 | 2,141,000 | 2,930,000 |
| Interest expense | 83,000 | 172,000 | 272,000 | 376,000 |
| Net interest income | 571,000 | 1,230,000 | 1,869,000 | 2,554,000 |
| Noninterest income | 28,000 | 66,000 | 119,000 | 169,000 |
| Noninterest expense | 478,000 | 1,006,000 | 1,514,000 | 2,037,000 |
| Provision for loan losses | 18,000 | 24,000 | 48,000 | 72,000 |
| Pretax income | 103,000 | 266,000 | 426,000 | 614,000 |
| Income tax | 18,000 | 53,000 | 83,000 | 121,000 |
| Net income | 85,000 | 213,000 | 343,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,557,000 | 8,662,000 | 8,765,000 | 8,890,000 |