Call reports 2021
EXCHANGE STATE BANK — 2021
What EXCHANGE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,738,000 | 84,326,000 | 84,736,000 | 87,010,000 |
| Total loans | 43,720,000 | 43,937,000 | 43,161,000 | 42,971,000 |
| Allowance for loan losses | 571,000 | 535,000 | 555,000 | 573,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,345,000 | 17,822,000 | 19,808,000 | 22,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,423,000 | 71,995,000 | 72,431,000 | 75,243,000 |
| Interest-bearing deposits | 63,767,000 | 63,658,000 | 63,785,000 | 64,932,000 |
| Noninterest-bearing deposits | 9,655,000 | 8,337,000 | 8,645,000 | 10,310,000 |
| Equity capital | 8,312,000 | 8,436,000 | 8,473,000 | 8,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,553,000 | 2,204,000 | 2,847,000 |
| Interest expense | 105,000 | 213,000 | 308,000 | 398,000 |
| Net interest income | 739,000 | 1,340,000 | 1,896,000 | 2,449,000 |
| Noninterest income | 28,000 | 58,000 | 91,000 | 125,000 |
| Noninterest expense | 466,000 | 946,000 | 1,435,000 | 1,944,000 |
| Provision for loan losses | 21,000 | -18,000 | 6,000 | 24,000 |
| Pretax income | 280,000 | 470,000 | 546,000 | 606,000 |
| Income tax | 61,000 | 102,000 | 118,000 | 128,000 |
| Net income | 219,000 | 368,000 | 428,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,312,000 | 8,436,000 | 8,473,000 | 8,498,000 |