Call reports 2017
EXCHANGE STATE BANK — 2017
What EXCHANGE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,538,000 | 68,994,000 | 68,348,000 | 69,291,000 |
| Total loans | 35,294,000 | 35,851,000 | 35,765,000 | 36,902,000 |
| Allowance for loan losses | 437,000 | 444,000 | 457,000 | 455,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,476,000 | 19,719,000 | 18,143,000 | 17,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,955,000 | 56,141,000 | 55,642,000 | 56,091,000 |
| Interest-bearing deposits | 51,499,000 | 51,181,000 | 49,996,000 | 50,322,000 |
| Noninterest-bearing deposits | 5,456,000 | 4,960,000 | 5,646,000 | 5,769,000 |
| Equity capital | 6,604,000 | 6,706,000 | 6,745,000 | 6,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,225,000 | 1,855,000 | 2,494,000 |
| Interest expense | 77,000 | 161,000 | 245,000 | 343,000 |
| Net interest income | 528,000 | 1,064,000 | 1,610,000 | 2,151,000 |
| Noninterest income | 51,000 | 95,000 | 140,000 | 180,000 |
| Noninterest expense | 429,000 | 833,000 | 1,324,000 | 1,840,000 |
| Provision for loan losses | 14,000 | 21,000 | 30,000 | 39,000 |
| Pretax income | 136,000 | 305,000 | 397,000 | 454,000 |
| Income tax | 28,000 | 70,000 | 98,000 | 22,000 |
| Net income | 108,000 | 235,000 | 299,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,604,000 | 6,706,000 | 6,745,000 | 6,853,000 |
| Total capital | 7,041,000 | 7,150,000 | 7,173,000 | 7,308,000 |
| Risk-weighted assets | 36,456,000 | 37,641,000 | 34,208,000 | 38,127,000 |