Call reports 2012
EXCHANGE STATE BANK — 2012
What EXCHANGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,060,000 | 68,014,000 | 68,518,000 | 67,612,000 |
| Total loans | 30,230,000 | 30,222,000 | 30,946,000 | 31,214,000 |
| Allowance for loan losses | 558,000 | 559,000 | 564,000 | 634,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,241,000 | 25,997,000 | 26,008,000 | 24,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,055,000 | 57,603,000 | 56,167,000 | 55,801,000 |
| Interest-bearing deposits | 53,410,000 | 52,643,000 | 51,562,000 | 51,077,000 |
| Noninterest-bearing deposits | 5,645,000 | 4,961,000 | 4,605,000 | 4,724,000 |
| Equity capital | 5,299,000 | 5,402,000 | 5,478,000 | 5,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,438,000 | 2,130,000 | 2,811,000 |
| Interest expense | 125,000 | 249,000 | 363,000 | 477,000 |
| Net interest income | 602,000 | 1,189,000 | 1,767,000 | 2,334,000 |
| Noninterest income | 49,000 | 99,000 | 152,000 | 206,000 |
| Noninterest expense | 459,000 | 905,000 | 1,378,000 | 1,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 74,000 |
| Pretax income | 192,000 | 383,000 | 541,000 | 605,000 |
| Income tax | 39,000 | 81,000 | 119,000 | 106,000 |
| Net income | 153,000 | 302,000 | 422,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,299,000 | 5,402,000 | 5,478,000 | 5,510,000 |
| Total capital | 5,733,000 | 5,839,000 | 5,926,000 | 5,954,000 |
| Risk-weighted assets | 35,226,000 | 35,377,000 | 36,530,000 | 36,192,000 |