Call reports 2011
EXCHANGE STATE BANK — 2011
What EXCHANGE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,313,000 | 67,839,000 | 66,475,000 | 67,975,000 |
| Total loans | 31,418,000 | 31,447,000 | 31,127,000 | 31,219,000 |
| Allowance for loan losses | 565,000 | 579,000 | 572,000 | 556,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,085,000 | 27,194,000 | 26,113,000 | 25,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,673,000 | 58,647,000 | 56,999,000 | 58,264,000 |
| Interest-bearing deposits | 53,177,000 | 54,635,000 | 52,671,000 | 52,592,000 |
| Noninterest-bearing deposits | 4,496,000 | 4,012,000 | 4,328,000 | 5,672,000 |
| Equity capital | 4,571,000 | 4,783,000 | 5,050,000 | 5,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,637,000 | 2,414,000 | 3,177,000 |
| Interest expense | 170,000 | 332,000 | 483,000 | 628,000 |
| Net interest income | 654,000 | 1,305,000 | 1,931,000 | 2,549,000 |
| Noninterest income | 51,000 | 115,000 | 169,000 | 221,000 |
| Noninterest expense | 438,000 | 886,000 | 1,316,000 | 1,750,000 |
| Provision for loan losses | 290,000 | 290,000 | 90,000 | 90,000 |
| Pretax income | -23,000 | 244,000 | 694,000 | 930,000 |
| Income tax | 21,000 | 31,000 | 169,000 | 219,000 |
| Net income | -44,000 | 213,000 | 525,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,571,000 | 4,783,000 | 5,050,000 | 5,191,000 |
| Total capital | 5,008,000 | 5,224,000 | 5,485,000 | 5,628,000 |
| Risk-weighted assets | 35,539,000 | 35,729,000 | 35,241,000 | 34,999,000 |