Call reports 2010
EXCHANGE STATE BANK — 2010
What EXCHANGE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,937,000 | 65,904,000 | 65,085,000 | 66,404,000 |
| Total loans | 31,392,000 | 30,875,000 | 31,128,000 | 31,864,000 |
| Allowance for loan losses | 467,000 | 567,000 | 554,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,499,000 | 25,355,000 | 25,082,000 | 25,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,786,000 | 56,020,000 | 55,504,000 | 57,624,000 |
| Interest-bearing deposits | 52,025,000 | 51,074,000 | 51,485,000 | 51,349,000 |
| Noninterest-bearing deposits | 5,761,000 | 4,945,000 | 4,019,000 | 6,275,000 |
| Equity capital | 4,349,000 | 4,426,000 | 4,543,000 | 4,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,704,000 | 2,546,000 | 3,360,000 |
| Interest expense | 224,000 | 438,000 | 637,000 | 831,000 |
| Net interest income | 631,000 | 1,266,000 | 1,909,000 | 2,529,000 |
| Noninterest income | 50,000 | 105,000 | 154,000 | 204,000 |
| Noninterest expense | 405,000 | 812,000 | 1,231,000 | 1,726,000 |
| Provision for loan losses | 14,000 | 114,000 | 176,000 | 151,000 |
| Pretax income | 262,000 | 445,000 | 656,000 | 856,000 |
| Income tax | 48,000 | 100,000 | 149,000 | 187,000 |
| Net income | 214,000 | 345,000 | 507,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,349,000 | 4,426,000 | 4,543,000 | 4,660,000 |
| Total capital | 4,783,000 | 4,858,000 | 4,974,000 | 5,104,000 |
| Risk-weighted assets | 34,667,000 | 34,162,000 | 33,957,000 | 34,625,000 |