Call reports 2001
EXCHANGE STATE BANK — 2001
What EXCHANGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,874,000 | 59,581,000 | 58,232,000 | 56,184,000 |
| Total loans | 39,258,000 | 38,822,000 | 39,148,000 | 38,661,000 |
| Allowance for loan losses | 422,000 | 519,000 | 913,000 | 753,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,069,000 | 12,822,000 | 10,743,000 | 9,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,869,000 | 55,316,000 | 53,812,000 | 51,727,000 |
| Interest-bearing deposits | 51,617,000 | 51,302,000 | 50,080,000 | 48,419,000 |
| Noninterest-bearing deposits | 3,252,000 | 4,014,000 | 3,732,000 | 3,308,000 |
| Equity capital | 3,259,000 | 3,551,000 | 3,657,000 | 3,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,254,000 | 3,325,000 | 4,325,000 |
| Interest expense | 693,000 | 1,367,000 | 2,003,000 | 2,473,000 |
| Net interest income | 426,000 | 887,000 | 1,322,000 | 1,852,000 |
| Noninterest income | 93,000 | 186,000 | 262,000 | 368,000 |
| Noninterest expense | 326,000 | 649,000 | 985,000 | 1,476,000 |
| Provision for loan losses | 41,000 | 179,000 | 888,000 | 943,000 |
| Pretax income | 152,000 | 245,000 | -289,000 | -199,000 |
| Income tax | 26,000 | 52,000 | -88,000 | -88,000 |
| Net income | 126,000 | 193,000 | -201,000 | -111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,259,000 | 3,551,000 | 3,657,000 | 3,747,000 |
| Total capital | 3,681,000 | 4,032,000 | 4,144,000 | 4,218,000 |
| Risk-weighted assets | 38,542,000 | 38,458,000 | 38,507,000 | 37,404,000 |