Call reports 2024
STATE SAVINGS BANK — 2024
What STATE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 181,257,000 | 176,457,000 | 183,202,000 | 186,289,000 |
| Total loans | 160,453,000 | 162,372,000 | 164,013,000 | 170,388,000 |
| Allowance for loan losses | 799,000 | 838,000 | 1,070,000 | 1,180,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 1,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,762,000 | 151,496,000 | 159,853,000 | 161,350,000 |
| Interest-bearing deposits | 122,857,000 | 118,940,000 | 125,676,000 | 128,350,000 |
| Noninterest-bearing deposits | 34,905,000 | 32,556,000 | 34,177,000 | 33,000,000 |
| Equity capital | 22,673,000 | 22,181,000 | 22,596,000 | 22,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,455,000 | 8,234,000 | 11,093,000 |
| Interest expense | 929,000 | 1,944,000 | 2,997,000 | 4,110,000 |
| Net interest income | 1,755,000 | 3,511,000 | 5,237,000 | 6,983,000 |
| Noninterest income | 95,000 | 176,000 | 301,000 | 418,000 |
| Noninterest expense | 945,000 | 1,957,000 | 2,949,000 | 4,189,000 |
| Provision for loan losses | 245,000 | 450,000 | 820,000 | 940,000 |
| Pretax income | 660,000 | 1,280,000 | 1,769,000 | 2,272,000 |
| Income tax | 10,000 | 46,000 | 81,000 | 106,000 |
| Net income | 650,000 | 1,234,000 | 1,688,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,038,000 | 17,771,000 | 18,411,000 | 18,073,000 |