Call reports 2022
STATE SAVINGS BANK — 2022
What STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 158,192,000 | 155,803,000 | 157,661,000 | 154,443,000 |
| Total loans | 121,387,000 | 130,597,000 | 137,560,000 | 139,634,000 |
| Allowance for loan losses | 1,807,000 | 1,801,000 | 1,805,000 | 1,804,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,007,000 | 13,778,000 | 6,861,000 | 6,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,485,000 | 140,299,000 | 142,524,000 | 136,580,000 |
| Interest-bearing deposits | 106,909,000 | 107,750,000 | 107,257,000 | 102,887,000 |
| Noninterest-bearing deposits | 35,576,000 | 32,549,000 | 35,267,000 | 33,693,000 |
| Equity capital | 15,048,000 | 14,811,000 | 14,448,000 | 14,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,853,000 | 4,544,000 | 6,410,000 |
| Interest expense | 147,000 | 297,000 | 473,000 | 717,000 |
| Net interest income | 1,203,000 | 2,556,000 | 4,071,000 | 5,693,000 |
| Noninterest income | 126,000 | 250,000 | 367,000 | 520,000 |
| Noninterest expense | 647,000 | 1,392,000 | 2,112,000 | 3,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 682,000 | 1,414,000 | 2,167,000 | 2,837,000 |
| Income tax | 41,000 | 71,000 | 73,000 | 133,000 |
| Net income | 641,000 | 1,343,000 | 2,094,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,048,000 | 14,811,000 | 14,448,000 | 14,999,000 |