Call reports 2021
STATE SAVINGS BANK — 2021
What STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 152,730,000 | 148,339,000 | 148,608,000 | 148,736,000 |
| Total loans | 114,904,000 | 117,685,000 | 117,154,000 | 121,220,000 |
| Allowance for loan losses | 1,627,000 | 1,747,000 | 1,775,000 | 1,819,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,139,000 | 133,562,000 | 133,951,000 | 133,626,000 |
| Interest-bearing deposits | 104,111,000 | 105,785,000 | 103,665,000 | 103,786,000 |
| Noninterest-bearing deposits | 34,028,000 | 27,777,000 | 30,286,000 | 29,841,000 |
| Equity capital | 13,948,000 | 14,143,000 | 14,047,000 | 14,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,710,000 | 4,070,000 | 5,459,000 |
| Interest expense | 227,000 | 422,000 | 595,000 | 754,000 |
| Net interest income | 1,136,000 | 2,288,000 | 3,475,000 | 4,705,000 |
| Noninterest income | 715,000 | 1,411,000 | 1,534,000 | 1,689,000 |
| Noninterest expense | 633,000 | 1,439,000 | 2,090,000 | 3,035,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,188,000 | 2,200,000 | 2,829,000 | 3,239,000 |
| Income tax | 12,000 | 9,000 | 60,000 | 111,000 |
| Net income | 1,176,000 | 2,191,000 | 2,769,000 | 3,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,948,000 | 14,143,000 | 14,047,000 | 14,407,000 |