Call reports 2019
STATE SAVINGS BANK — 2019
What STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,487,000 | 118,930,000 | 124,717,000 | 125,311,000 |
| Total loans | 109,781,000 | 110,442,000 | 111,519,000 | 113,313,000 |
| Allowance for loan losses | 1,352,000 | 1,347,000 | 1,417,000 | 1,340,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 355,000 | 215,000 | 215,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,268,000 | 106,986,000 | 112,211,000 | 112,333,000 |
| Interest-bearing deposits | 89,096,000 | 91,177,000 | 91,504,000 | 94,339,000 |
| Noninterest-bearing deposits | 21,172,000 | 15,809,000 | 20,708,000 | 17,994,000 |
| Equity capital | 11,663,000 | 11,349,000 | 11,888,000 | 12,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,953,000 | 4,500,000 | 6,064,000 |
| Interest expense | 282,000 | 635,000 | 1,010,000 | 1,389,000 |
| Net interest income | 1,184,000 | 2,318,000 | 3,490,000 | 4,675,000 |
| Noninterest income | 107,000 | 229,000 | 344,000 | 465,000 |
| Noninterest expense | 637,000 | 1,221,000 | 1,895,000 | 2,766,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 609,000 | 1,236,000 | 1,804,000 | 2,194,000 |
| Income tax | 33,000 | 63,000 | 93,000 | 123,000 |
| Net income | 576,000 | 1,173,000 | 1,711,000 | 2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,663,000 | 11,349,000 | 11,888,000 | 12,248,000 |
| Total capital | 12,982,000 | 12,649,000 | 13,242,000 | 13,588,000 |
| Risk-weighted assets | 105,452,000 | 103,967,000 | 108,288,000 | 107,299,000 |