Call reports 2017
STATE SAVINGS BANK — 2017
What STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,748,000 | 110,222,000 | 111,753,000 | 113,423,000 |
| Total loans | 102,846,000 | 102,834,000 | 102,065,000 | 102,693,000 |
| Allowance for loan losses | 1,161,000 | 1,182,000 | 1,232,000 | 1,134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 470,000 | 415,000 | 415,000 | 415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,010,000 | 99,062,000 | 100,564,000 | 101,739,000 |
| Interest-bearing deposits | 80,790,000 | 82,346,000 | 79,621,000 | 81,349,000 |
| Noninterest-bearing deposits | 20,220,000 | 16,716,000 | 20,943,000 | 20,390,000 |
| Equity capital | 10,376,000 | 10,215,000 | 10,803,000 | 11,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,527,000 | 3,831,000 | 5,144,000 |
| Interest expense | 171,000 | 342,000 | 513,000 | 684,000 |
| Net interest income | 1,072,000 | 2,185,000 | 3,318,000 | 4,460,000 |
| Noninterest income | 99,000 | 210,000 | 339,000 | 470,000 |
| Noninterest expense | 613,000 | 1,223,000 | 1,825,000 | 2,589,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 513,000 | 1,082,000 | 1,697,000 | 2,161,000 |
| Income tax | 39,000 | 65,000 | 92,000 | 118,000 |
| Net income | 474,000 | 1,017,000 | 1,605,000 | 2,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,376,000 | 10,215,000 | 10,803,000 | 11,241,000 |
| Total capital | 11,537,000 | 11,397,000 | 12,026,000 | 12,375,000 |
| Risk-weighted assets | 97,374,000 | 95,327,000 | 97,859,000 | 96,395,000 |