Call reports 2011
STATE SAVINGS BANK — 2011
What STATE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,292,000 | 51,743,000 | 54,406,000 | 85,822,000 |
| Total loans | 39,211,000 | 41,132,000 | 42,640,000 | 67,497,000 |
| Allowance for loan losses | 597,000 | 643,000 | 643,000 | 1,009,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 172,000 | 172,000 | 171,000 | 423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,858,000 | 44,589,000 | 48,601,000 | 77,025,000 |
| Interest-bearing deposits | 41,319,000 | 37,882,000 | 41,993,000 | 65,474,000 |
| Noninterest-bearing deposits | 6,539,000 | 6,707,000 | 6,608,000 | 11,551,000 |
| Equity capital | 4,301,000 | 4,513,000 | 4,680,000 | 7,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,259,000 | 1,915,000 | 4,021,000 |
| Interest expense | 117,000 | 223,000 | 325,000 | 699,000 |
| Net interest income | 501,000 | 1,036,000 | 1,590,000 | 3,322,000 |
| Noninterest income | 55,000 | 114,000 | 183,000 | 428,000 |
| Noninterest expense | 292,000 | 616,000 | 915,000 | 2,341,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 320,000 |
| Pretax income | 219,000 | 444,000 | 723,000 | 1,089,000 |
| Income tax | 19,000 | 32,000 | 45,000 | 67,000 |
| Net income | 200,000 | 412,000 | 678,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,301,000 | 4,513,000 | 4,680,000 | 7,580,000 |
| Total capital | 4,766,000 | 5,007,000 | 5,195,000 | 8,394,000 |
| Risk-weighted assets | 37,075,000 | 39,398,000 | 41,109,000 | 64,909,000 |