Call reports 2002
STATE SAVINGS BANK — 2002
What STATE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,313,000 | 25,901,000 | 27,794,000 | 27,968,000 |
| Total loans | 18,195,000 | 18,992,000 | 21,201,000 | 21,020,000 |
| Allowance for loan losses | 261,000 | 251,000 | 258,000 | 256,000 |
| Securities available for sale | 2,436,000 | 2,916,000 | 2,518,000 | 2,155,000 |
| Securities held to maturity | 61,000 | 57,000 | 53,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,972,000 | 23,388,000 | 24,672,000 | 25,429,000 |
| Interest-bearing deposits | 21,388,000 | 20,502,000 | 20,939,000 | 21,911,000 |
| Noninterest-bearing deposits | 3,584,000 | 2,886,000 | 3,733,000 | 3,518,000 |
| Equity capital | 2,185,000 | 2,349,000 | 2,380,000 | 2,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 791,000 | 1,225,000 | 1,649,000 |
| Interest expense | 128,000 | 235,000 | 356,000 | 488,000 |
| Net interest income | 259,000 | 556,000 | 869,000 | 1,161,000 |
| Noninterest income | 31,000 | 96,000 | 243,000 | 291,000 |
| Noninterest expense | 216,000 | 401,000 | 681,000 | 959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 251,000 | 431,000 | 493,000 |
| Income tax | 5,000 | 20,000 | 20,000 | 15,000 |
| Net income | 69,000 | 231,000 | 411,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,127,000 | 2,289,000 | 2,320,000 | 2,383,000 |
| Total capital | 2,384,000 | 2,540,000 | 2,578,000 | 2,639,000 |
| Risk-weighted assets | 20,530,000 | 21,108,000 | 23,407,000 | 22,875,000 |