Call reports 2001
STATE SAVINGS BANK — 2001
What STATE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,024,000 | 25,442,000 | 25,314,000 | 26,016,000 |
| Total loans | 16,937,000 | 17,940,000 | 17,806,000 | 17,287,000 |
| Allowance for loan losses | 325,000 | 271,000 | 260,000 | 260,000 |
| Securities available for sale | 4,408,000 | 3,917,000 | 3,587,000 | 2,913,000 |
| Securities held to maturity | 68,000 | 64,000 | 64,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,404,000 | 22,908,000 | 23,065,000 | 23,688,000 |
| Interest-bearing deposits | 19,878,000 | 19,584,000 | 19,970,000 | 20,251,000 |
| Noninterest-bearing deposits | 3,526,000 | 3,324,000 | 3,095,000 | 3,437,000 |
| Equity capital | 2,450,000 | 2,360,000 | 2,080,000 | 2,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 941,000 | 1,379,000 | 1,799,000 |
| Interest expense | 187,000 | 382,000 | 560,000 | 713,000 |
| Net interest income | 277,000 | 559,000 | 819,000 | 1,086,000 |
| Noninterest income | 46,000 | 81,000 | 116,000 | 151,000 |
| Noninterest expense | 155,000 | 355,000 | 590,000 | 815,000 |
| Provision for loan losses | 0 | -54,000 | 302,000 | 302,000 |
| Pretax income | 168,000 | 339,000 | 43,000 | 120,000 |
| Income tax | -2,000 | 14,000 | 15,000 | 15,000 |
| Net income | 170,000 | 325,000 | 28,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,366,000 | 2,272,000 | 1,975,000 | 2,058,000 |
| Total capital | 2,611,000 | 2,523,000 | 2,225,000 | 2,304,000 |
| Risk-weighted assets | 19,494,000 | 20,070,000 | 19,982,000 | 19,651,000 |