Call reports 2023
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,244,000 | 7,048,000 | 6,764,000 | 6,936,000 |
| Total loans | 5,259,000 | 5,363,000 | 5,699,000 | 5,851,000 |
| Allowance for loan losses | 82,000 | 81,000 | 78,000 | 78,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,474,000 | 5,287,000 | 5,026,000 | 5,206,000 |
| Interest-bearing deposits | 5,474,000 | 5,287,000 | 5,026,000 | 5,206,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,729,000 | 1,711,000 | 1,678,000 | 1,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 135,000 | 206,000 | 279,000 |
| Interest expense | 13,000 | 34,000 | 61,000 | 89,000 |
| Net interest income | 52,000 | 101,000 | 145,000 | 190,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 5,000 |
| Noninterest expense | 60,000 | 130,000 | 211,000 | 284,000 |
| Provision for loan losses | 0 | 0 | -3,000 | -3,000 |
| Pretax income | -7,000 | -26,000 | -59,000 | -86,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -26,000 | -59,000 | -86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,685,000 | 1,667,000 | 1,634,000 | 1,607,000 |
| Total capital | 1,728,000 | 1,709,000 | 1,681,000 | 1,654,000 |
| Risk-weighted assets | 3,406,000 | 3,397,000 | 3,748,000 | 3,771,000 |