Call reports 2022
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,913,000 | 7,911,000 | 7,323,000 | 6,855,000 |
| Total loans | 5,008,000 | 5,256,000 | 5,234,000 | 5,269,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 79,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,166,000 | 6,164,000 | 5,576,000 | 5,067,000 |
| Interest-bearing deposits | 6,166,000 | 6,164,000 | 5,576,000 | 5,067,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,708,000 | 1,707,000 | 1,706,000 | 1,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 53,000 | 113,000 | 172,000 | 237,000 |
| Interest expense | 4,000 | 8,000 | 11,000 | 16,000 |
| Net interest income | 49,000 | 105,000 | 161,000 | 221,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 6,000 |
| Noninterest expense | 67,000 | 126,000 | 184,000 | 235,000 |
| Provision for loan losses | 0 | 0 | 0 | -26,000 |
| Pretax income | -17,000 | -18,000 | -19,000 | 18,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | -17,000 | -18,000 | -19,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,660,000 | 1,659,000 | 1,658,000 | 1,695,000 |
| Total capital | 1,699,000 | 1,698,000 | 1,696,000 | 1,733,000 |
| Risk-weighted assets | 3,065,000 | 3,062,000 | 2,991,000 | 3,046,000 |