Call reports 2016
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,284,000 | 8,322,000 | 7,938,000 | 7,904,000 |
| Total loans | 6,832,000 | 6,316,000 | 6,391,000 | 6,571,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 105,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,855,000 | 5,871,000 | 5,792,000 | 5,765,000 |
| Interest-bearing deposits | 5,855,000 | 5,871,000 | 5,792,000 | 5,765,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,680,000 | 1,696,000 | 1,700,000 | 1,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 166,000 | 242,000 | 322,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 47,000 |
| Net interest income | 71,000 | 142,000 | 206,000 | 275,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 4,000 |
| Noninterest expense | 59,000 | 111,000 | 168,000 | 239,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 11,000 | 31,000 | 39,000 | 38,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 6,000 |
| Net income | 8,000 | 24,000 | 28,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,638,000 | 1,654,000 | 1,658,000 | 1,664,000 |
| Total capital | 1,684,000 | 1,699,000 | 1,703,000 | 1,710,000 |
| Risk-weighted assets | 3,657,000 | 3,564,000 | 3,596,000 | 3,680,000 |