Call reports 2015
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 7,960,000 | 7,952,000 | 8,097,000 | 8,286,000 |
| Total loans | 6,625,000 | 6,604,000 | 6,617,000 | 6,903,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,050,000 | 6,039,000 | 5,575,000 | 5,764,000 |
| Interest-bearing deposits | 6,050,000 | 6,039,000 | 5,575,000 | 5,764,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,662,000 | 1,665,000 | 1,666,000 | 1,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 80,000 | 159,000 | 239,000 | 321,000 |
| Interest expense | 14,000 | 26,000 | 39,000 | 51,000 |
| Net interest income | 66,000 | 133,000 | 200,000 | 270,000 |
| Noninterest income | 1,000 | 2,000 | 2,000 | 4,000 |
| Noninterest expense | 68,000 | 133,000 | 199,000 | 260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 2,000 | 3,000 | 14,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | -1,000 | 2,000 | 3,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,616,000 | 1,619,000 | 1,620,000 | 1,630,000 |
| Total capital | 1,663,000 | 1,665,000 | 1,666,000 | 1,678,000 |
| Risk-weighted assets | 3,706,000 | 3,630,000 | 3,618,000 | 3,798,000 |