Call reports 2013
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 8,637,000 | 8,499,000 | 8,757,000 | 8,794,000 |
| Total loans | 6,428,000 | 6,323,000 | 6,126,000 | 6,200,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,929,000 | 6,790,000 | 7,050,000 | 7,079,000 |
| Interest-bearing deposits | 6,929,000 | 6,790,000 | 7,050,000 | 7,079,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,653,000 | 1,653,000 | 1,649,000 | 1,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 89,000 | 177,000 | 264,000 | 345,000 |
| Interest expense | 22,000 | 44,000 | 65,000 | 85,000 |
| Net interest income | 67,000 | 133,000 | 199,000 | 260,000 |
| Noninterest income | 0 | 0 | 0 | 3,000 |
| Noninterest expense | 77,000 | 141,000 | 209,000 | 271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | -8,000 | -10,000 | -8,000 |
| Income tax | 1,000 | 3,000 | 5,000 | -6,000 |
| Net income | -11,000 | -11,000 | -15,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,653,000 | 1,653,000 | 1,649,000 | 1,662,000 |
| Total capital | 1,697,000 | 1,696,000 | 1,691,000 | 1,705,000 |
| Risk-weighted assets | 3,495,000 | 3,385,000 | 3,329,000 | 3,363,000 |