Call reports 2012
INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What INTERSTATE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,056,000 | 8,985,000 | 8,746,000 | 8,659,000 |
| Total loans | 6,596,000 | 6,982,000 | 6,909,000 | 6,800,000 |
| Allowance for loan losses | 100,000 | 100,000 | 102,000 | 103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,000 | 7,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,346,000 | 7,267,000 | 7,024,000 | 6,936,000 |
| Interest-bearing deposits | 7,346,000 | 7,267,000 | 7,024,000 | 6,936,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,647,000 | 1,654,000 | 1,657,000 | 1,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 198,000 | 300,000 | 396,000 |
| Interest expense | 32,000 | 61,000 | 88,000 | 112,000 |
| Net interest income | 66,000 | 137,000 | 212,000 | 284,000 |
| Noninterest income | 2,000 | 2,000 | 3,000 | 5,000 |
| Noninterest expense | 75,000 | 137,000 | 202,000 | 274,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 6,000 |
| Pretax income | -7,000 | 2,000 | 8,000 | 9,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 1,000 |
| Net income | -9,000 | -2,000 | 1,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,647,000 | 1,654,000 | 1,657,000 | 1,664,000 |
| Total capital | 1,693,000 | 1,702,000 | 1,705,000 | 1,710,000 |
| Risk-weighted assets | 3,629,000 | 3,803,000 | 3,747,000 | 3,625,000 |