Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 29,711,000 | 29,350,000 | 28,109,000 |
| Total loans | 15,732,000 | 15,608,000 | 17,538,000 |
| Allowance for loan losses | 280,000 | 278,000 | 280,000 |
| Securities available for sale | 9,258,000 | 10,220,000 | 9,416,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,609,000 | 25,457,000 | 24,216,000 |
| Interest-bearing deposits | 22,936,000 | 22,747,000 | 21,820,000 |
| Noninterest-bearing deposits | 2,673,000 | 2,710,000 | 2,396,000 |
| Equity capital | 3,441,000 | 3,387,000 | 3,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 352,000 | 694,000 | 1,059,000 |
| Interest expense | 120,000 | 235,000 | 344,000 |
| Net interest income | 232,000 | 459,000 | 715,000 |
| Noninterest income | 25,000 | 80,000 | 112,000 |
| Noninterest expense | 164,000 | 353,000 | 534,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 93,000 | 186,000 | 293,000 |
| Income tax | 30,000 | 66,000 | 143,000 |
| Net income | 63,000 | 120,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 3,368,000 | 3,426,000 | 3,456,000 |
| Total capital | 3,617,000 | 3,673,000 | 3,715,000 |
| Risk-weighted assets | 19,915,000 | 19,748,000 | 20,719,000 |