Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,430,000 | 27,493,000 | 27,898,000 | 29,106,000 |
| Total loans | 15,305,000 | 15,867,000 | 16,830,000 | 16,165,000 |
| Allowance for loan losses | 275,000 | 295,000 | 291,000 | 315,000 |
| Securities available for sale | 10,124,000 | 9,146,000 | 8,275,000 | 8,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,204,000 | 23,484,000 | 23,797,000 | 25,030,000 |
| Interest-bearing deposits | 22,283,000 | 21,759,000 | 22,025,000 | 22,557,000 |
| Noninterest-bearing deposits | 1,920,000 | 1,725,000 | 1,772,000 | 2,473,000 |
| Equity capital | 3,321,000 | 3,437,000 | 3,549,000 | 3,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 865,000 | 1,308,000 | 1,724,000 |
| Interest expense | 207,000 | 397,000 | 575,000 | 738,000 |
| Net interest income | 226,000 | 468,000 | 733,000 | 986,000 |
| Noninterest income | 30,000 | 61,000 | 90,000 | 130,000 |
| Noninterest expense | 163,000 | 334,000 | 507,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 95,000 | 197,000 | 318,000 | 316,000 |
| Income tax | 17,000 | 51,000 | 76,000 | 71,000 |
| Net income | 78,000 | 146,000 | 242,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,222,000 | 3,290,000 | 3,388,000 | 3,239,000 |
| Total capital | 3,468,000 | 3,540,000 | 3,650,000 | 3,495,000 |
| Risk-weighted assets | 19,617,000 | 19,943,000 | 20,943,000 | 20,431,000 |