Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,716,000 | 27,178,000 | 27,363,000 | 29,414,000 |
| Total loans | 14,044,000 | 14,877,000 | 15,840,000 | 15,451,000 |
| Allowance for loan losses | 331,000 | 302,000 | 302,000 | 296,000 |
| Securities available for sale | 9,983,000 | 9,890,000 | 8,646,000 | 9,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,614,000 | 23,102,000 | 23,137,000 | 25,315,000 |
| Interest-bearing deposits | 21,399,000 | 21,565,000 | 21,493,000 | 22,586,000 |
| Noninterest-bearing deposits | 2,215,000 | 1,537,000 | 1,644,000 | 2,728,000 |
| Equity capital | 3,197,000 | 3,292,000 | 3,431,000 | 3,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,000,000 | 1,488,000 | 1,966,000 |
| Interest expense | 262,000 | 522,000 | 769,000 | 998,000 |
| Net interest income | 246,000 | 478,000 | 719,000 | 968,000 |
| Noninterest income | 31,000 | 63,000 | 90,000 | 202,000 |
| Noninterest expense | 151,000 | 298,000 | 451,000 | 738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 243,000 | 358,000 | 432,000 |
| Income tax | 33,000 | 59,000 | 89,000 | 116,000 |
| Net income | 93,000 | 184,000 | 269,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,071,000 | 3,163,000 | 3,247,000 | 3,144,000 |
| Total capital | 3,299,000 | 3,396,000 | 3,491,000 | 3,391,000 |
| Risk-weighted assets | 18,065,000 | 18,589,000 | 19,444,000 | 19,710,000 |